Review: American Dream Auto Protect
American Dream Auto Protect offers three coverage plans and has strong customer service. Discover whether its extended warranties could be right for you.
Last updated: April 2024
Key Takeaway
American Dream Auto Protect is a smart choice if you’re in the market for an extended vehicle warranty. It provides drivers with three competitive coverage options and is known for the responsiveness of its agents. However, American Dream Auto Protect doesn’t give out details on pricing or coverage restrictions.
Pros
- Strong customer service reputation
- Sample contracts available on website
- Plans honored at any ASE-certified repair facility
Cons
- No instant quotes online
- Not available California or Washington
- No BBB rating or accreditation
American Dream Auto Protect: Warranty Highlights
American Dream Auto Protect offers strong warranty protection for new and used cars. The company has three levels of coverage, with the most extensive option protecting nearly every major car component. You’ll also gain access to a broad network of mechanics if you choose a plan from American Dream Auto Protect.
Below are several factors about American Dream Auto Protect that could clarify whether it’s the right provider for you:
- Best for: Extended warranties from American Dream Auto Protect are suitable if you’re seeking out an above-average vehicle protection plan and don’t mind the basics.
- Claims process: Calling American Dream Auto Protect is the only way to file a claim. Once you file a claim, you’ll receive an authorization notice within 48 hours. You’ll need to pay the deductible to the repair shop, but the balance of the repair bill is paid by American Dream Auto Protect.
- Cost: Extended warranty costs depend on factors such as your vehicle’s make, model, and mileage. You’ll need to reach out via phone to American Dream Auto Protect to find out how much coverage could cost, as that’s how the company offers free quotes. While there is a quote tool on AmericanDreamAutoProtect.com, it still leads to a phone call.
- Coverage: American Dream Auto Protect offers three levels of extended car coverage. The most comprehensive option covers all major powertrain components and your electrical systems. The other two plans are more basic and typically cost less.
- Cancellation policy: The company allows you to cancel your plan at any point, and it has a money-back guarantee during your plan’s waiting period. After that period ends, you’ll get a prorated reimbursement for the unused portion of your contract.
- Transferability: Most plans from American Dream Auto Protect can be transferred to the new owner if you sell your vehicle, potentially increasing your car’s resale value.
American Dream Auto Protect Reviews
One of the top ways to learn about warranty companies’ reputations and service standards is by analyzing reviews from customers. Not all extended auto warranty providers are reputable, so it’s especially important to check if they’re verified providers as you consider coverage.
The company holds an average rating of 4.8 out of 5 stars on Google and Trustpilot. These ratings are based on a strong sample size, with almost 700 Google reviews and over 900 Trustpilot reviews.
American Dream Auto Protect Customer Reviews
Here are some positive customer reviews we found from customers:
“They have done everything to keep us happy and always helped in times of need. When my brother had a claim it was paid out without a single issue. We have two separate plans from them and could not be happier with our purchases.” – Paul Redman via Google reviews
“My vehicle went in for a leaking axle seal repair was approved no problem. When the mechanic went to remove the axle it was seized. Repair shop had to summit an additional claim American Dream approved again no problem. Overall happy with my experience. I recommend this company.” – Gennady Leykin via Google reviews
American Dream Auto Protect Plans & Coverage
Those considering American Dream Auto Protect have three coverage options to choose from. Note that while the extended car warranty provider has an extensive Platinum plan, there’s no choice for exclusionary coverage. Though exclusionary plans come with higher monthly payments, they provide peace of mind to motorists who want their vehicles fully protected.
Every vehicle service contract from American Auto Protect comes with roadside assistance, towing coverage, and rental car reimbursement. Some drivers get these coverages from their car insurance providers, but it’s often cheaper to roll them into your warranty. You’ll also be able to take your vehicle to any ASE-certified mechanic for repairs instead of to the dealership if you have coverage from American Dream Auto Protect.
Silver
Silver coverage offers a basic powertrain warranty, which safeguards your vehicle’s most essential components. These parts include:
- Engine
- Transmission
- Cooling system
- Electrical systems
- Drive axles
- Brakes
- Fuel delivery system
Gold
The Gold plan is the next tier offered by American Dream Auto Protect. It takes everything from Silver coverage and adds protection for the following part:
- Steering system
Platinum
As American Dream Auto Protect’s most comprehensive offering, the Platinum warranty covers many parts. Note that it doesn’t come with exclusionary coverage, though. Along with every component previously mentioned, Platinum protection takes care of these car parts:
- Navigation/GPS systems
- Air conditioning
- Seals and gaskets
- Front/rear suspension
American Dream Auto Protect: Quick Facts
Company name: American Dream Auto Protect
Headquarters: Edison, NJ
BBB accreditation: No